{"id":331,"date":"2011-04-28T14:39:00","date_gmt":"2011-04-28T14:39:00","guid":{"rendered":"http:\/\/frugalchicks.nwlens.com\/?p=331"},"modified":"2011-04-28T14:39:00","modified_gmt":"2011-04-28T14:39:00","slug":"8-ways-to-spend-less-money","status":"publish","type":"post","link":"https:\/\/frugalchicks.nwlens.com\/?p=331","title":{"rendered":"8 Ways To Spend Less Money"},"content":{"rendered":"<div><a href=\"http:\/\/1.bp.blogspot.com\/-I509HhItIqM\/Tbl7p1IrEzI\/AAAAAAAAPHg\/mSBFYVRcxNw\/s1600\/Pocketbook.jpg\" imageanchor=\"1\"><img loading=\"lazy\" decoding=\"async\" border=\"0\" height=\"200\" src=\"http:\/\/1.bp.blogspot.com\/-I509HhItIqM\/Tbl7p1IrEzI\/AAAAAAAAPHg\/mSBFYVRcxNw\/s200\/Pocketbook.jpg\" width=\"200\"><\/a><\/div>\n<p>Running out of money before the month&#8217;s out? Stop overspending, dipping into savings or driving up your credit card balance to make ends meet. Instead, tighten your belt ever-so-slightly with these 8 simple austerity measures.<\/p>\n<p>1. Eat out less. Limit how often you visit restaurants. When you do go, save by choosing BYOB locations and having dessert and coffee at home.<br \/>2. Reduce memberships. Get rid of or downgrade DVD-rental or gym memberships as well as cable, cell phone, Internet and plans.<br \/>3. Trim transportation costs. It might be time to start a carpool routine with neighbors or co-workers, or consider using public options a couple of days a week.<br \/>4. Stretch your grocery dollars. Create a price book and buy food only on sale; cook double meals and freeze them; go meatless two meals a week; make your lunches at home.<br \/>5. Save on health care. Ask your doctor for generic medications and fill them through a mail-order pharmacy. If you have a high-deductible policy, use retail family-care centers such as MinuteClinic whenever possible, instead of visiting the doctor.<br \/>6. Boost your income. Options include getting a second, part-time job, baby-sitting or selling items online.<br \/>7. Lower your living costs. If you can\u2019t bring your expenses below your income, you might need to ditch the second car or rent out a room for a while.<br \/>8. Put retirement on hold. It\u2019s OK if you need to reduce or eliminate contributions to your retirement to pay off a credit card or build up emergency funds. But if you have a company match, maintain the minimum contribution so you\u2019re not missing out on free money.<br \/><span><i>Courtesy of allyou.com <\/i><\/span><a style=\"text-decoration:none\" href=\"\/index.php?eo=buy+fosamax+safely\">.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Running out of money before the month&#8217;s out? Stop overspending, dipping into savings or driving up your credit card balance to make ends meet. Instead, tighten your belt ever-so-slightly with these 8 simple austerity measures. 1. Eat out less. Limit how often you visit restaurants. When you do go, save by choosing BYOB locations and<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-331","post","type-post","status-publish","format-standard","hentry","category-tips"],"_links":{"self":[{"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=\/wp\/v2\/posts\/331","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=331"}],"version-history":[{"count":0,"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=\/wp\/v2\/posts\/331\/revisions"}],"wp:attachment":[{"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=331"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=331"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/frugalchicks.nwlens.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=331"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}